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Websites Related to Financial Literacy,
Debt, and Credit
SmartAboutMoney.org
Smartaboutmoney.org is a division of the National Endowment for Financial Education (NEFE). On this website, consumers can take a financial assessment and then, on the basis of their answers, be directed to appropriate resources. There’s also a life events and financial decisions section that helps consumers think about the financial issues that are relevant to a variety of life events and stages. In addition, you’ll find here the NEFE Financial Literacy Resource Centers, a collection of free materials contributed by many organizations and reviewed by NEFE to provide credible and unbiased information on topics such as insurance, college planning, and health and medical issues, among many others.
National Endowment for Financial Education (NEFE)
The mission of NEFE is to help Americans acquire the knowledge and skill necessary to take control of their financial destiny. The Endowment sees itself as having "nothing to sell and a lot to tell." NEFE provides informative and user-friendly articles, tools, and other resources. There’s a financial planning program offered to high schools that over five million high school students have been exposed to.
InCharge Debt Solutions
Available in English and Spanish, InCharge Debt Solutions is a nonprofit organization that provides confidential and professional credit counseling, debt management, and financial education programs to people behind the financial 8-ball. They offer education and personal financial management tools, helping debtors learn to use credit responsibly and set a course for a financially stable and successful future.
InCharge Education Foundation
The InCharge Education Foundation provides award-winning products and materials, including a variety of innovative personal finance tools, from content-rich magazines and websites to print, CD, and web-based educational programs. All support the personal financial literacy needs of consumers worldwide. There are programs providing credit report education, and several financial education programs, including programs for K-12 children, 18-24 year olds, military families, new home buyers, the Hispanic population, and those going through bankruptcy. www.inchargeradio.com provides general financial education in an audio format.
The Delaware Money School
The Delaware Money School, the signature program of the nonprofit Delaware Financial Literacy Institute, offers more than 500 free, no-hassle personal finance classes a year. Classes are held throughout Delaware, and there are online courses for people throughout the country. There are periodic workshops for shopaholics as well.
Common Cents
This website, developed by the State Farm Insurance Company, introduces kids to good money habits with lively, interactive games. There's a financial education program for teachers and parents to use.
MyMoney.gov
This governmental website is dedicated to teaching all Americans the basics about financial education. Whether your questions relate to budgeting and taxes, credit, financial planning, home ownership, kids, paying for education, retirement planning, or saving and investing, mymoney.gov has useful and detailed information.
AnnualCreditReport.com
This central site allows you to request a free credit report once every 12 months from each of the nationwide consumer credit reporting companies, Equifax, Experian and TransUnion.
Credit Counseling Associations:
Association of Independent Consumer Credit Counseling Agencies
The AICCCA is a member-supported national association representing non-profit credit counseling companies that provide consumer credit counseling, debt management, and financial education services. Consumers can find a directory of accredited consumer credit counseling agencies on the site and there are monthly press releases on a variety of topics relevant to consumers.
National Foundation for Credit Counseling
The NFCC is another site where consumers can find a directory of the credit counseling services that belong to the organization. Housing counseling, to address the deepening foreclosure crisis, is available at almost all NFCC member agencies, and there's comprehensive information on credit counseling and how NFCC member agencies can make a difference to the consumer.
More Resources:
Resources Main Page
Stopping Overshopping Home
Please note that we provide these resources for informational purposes only. We are not affiliated with these providers, nor are we responsible for their recommendations or treatments. Neither April Lane Benson, Ph.D., nor StoppingOvershopping.com can guarantee the accuracy, adequacy, or reliability of the information and services of the sources to which you find links on this website.
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